To Our Merchants
Fusion is all about providing the most cost-effective payment solutions designed specifically for your needs. We appreciate the time involved in payment processing and the problems that can occur. Free yourself from these distractions to run your business more efficiently and enhance your customer service.
We offer cutting-edge technology, flexible pricing, innovative financial programs and excellent customer support ready to respond to your needs.
Contact us today to find the best payment solution for your business
E-Commerce
Fusion Payment Services recognizes and appreciates the power of the internet. E-Commerce has grown at such a rapid rate, that businesses grow and prosper with a merchant account designed specifically for online transactions. You can rely on Fusion Payment Services to provide a variety of cost-effective and integrated payment solutions for your products and services that are sold over the internet.
Our internet services include access to all major credit cards and secure payment gateways that are competitively priced.
Please click on one of the categories below to find out more.
Credit Cards
Credit and Debit
Fusion provides merchants with a gateway to accept traditional credit, off-line (signature) debit or online (PIN) debit using the latest technology available.
Check Processing
Electronic Check Payments (ACH)
Fusion’s electronic check payments/ACH system allows online merchants to securely process checks with customers in real time checking validation. You can efficiently accept e-checks and streamline accounting. Fraud prevention through providing customer identification is essential to e-business. The electronic check payments/ACH service helps identify fraud with online reporting. We can help you accept e-checks securely on the Internet within 24 hours, with software installation.
Check Conversion and Guarantee
Merchants can turn paper checks into electronic payments at the point of sale. The benefits of this product are bank fee reductions and check handling expenses with an increase in cash flow with electronic deposits. Check conversion decreases fraud and transaction costs.
Gift Cards
Gift Card Program
Fusion can provide you with a gift card program that can increase sales and customer loyalty, establish brand presence and draw new-customer base. This technology increases customer cash even before the product or service is delivered. This is a popular and visible payment option provides unique advertisement and brings return customer visits.
Quick Service Restuarants (QSR)
Quick Service Restaurants (QSR)
These sales are recorded in the billions and leads to faster transactions requiring no signature and increased revenue to the merchant. QSR enhances deposit tracking and customer security and convenience.
Merchant FAQ
What is a merchant Account?
It is an account from a financial institution that enables you to accept credit cards. Fusion can help you acquire a merchant account.
Internet, Mail and Telephone Order transaction have higher rates because face-to-face transaction where their credit card is presented and swiped is considered lower risk by banks. This allows for rates to be much lower as the instances of fraud and chargebacks are less.
How long does it take to get an approval?
After filling out our online application, and faxing Fusion your supporting paperwork, you can expect an approval within 24 hours.
When are funds usually deposited into my business checking account?
The typical time period is 2 to 3 business days after you batch the transactions. Batching is simple process that requires you to review the transaction and then click to submit!
What do I need to get my Internet merchant account setup?
You only need to secure the product or service and a US checking account. Fusion can supply you with everything else to start your Internet business.
What cards do you offer?
Your merchant account will be set up to accept Visa and MasterCard. American Express and/or Discover can also be set up for you. You may add any other credit card you wish to accept once you are set up with the basic merchant account.
What kinds of credit card processing solutions are available?
There are solutions designed for all types of businesses. Swipe terminals for retail merchants; PC software for mail order/phone order and Internet Businesses; real-time processing for Internet sites; touch-tone for low volume processing, mobile and seasonal merchants; virtual terminals for Internet, mail and telephone ordering. Fusion has qualified consultants to help choose the best solution for your business.
Can I use someone else’s merchant account t o do my transactions?
No. It is against the Visa and MasterCard agreement and can incur heavy fines and more. This practice is called “credit card laundering” or “factoring” and puts the merchants credit card processing at risk.
Will a new start up company, like myself, get approved without a company credit history?
Yes, the bank will look at your personal credit history, rather than the company’s.
What is a chargeback?
This is when a transaction is reversed deducting money from your account rather than adding it. There are several reasons this can occur. For example, double-charging, bank error, credit card is expired or in the event of a customer dispute.
What is a discount rate?
Basically, they are a percentage that is deducted from the charge being processed. Such as, it your discount rate is 1.90% and you have a $100 order, the discount rate deducted is $1.90.
What kind of transaction reporting do you have?
Fusion provides you with a paper statement at the end of each month.
About Fusion
Fusion can provide you with full-service payment solutions with flexible, diverse services including POS equipment; accurate reporting and 24-hour customer support that is reliable and responsive. We provide help to our customers to reduce overhead expenses and increase sales productivity and efficiency.
Our experienced consultants will help you tailor a solution to meet your specific needs and challenges in payment management which can be upgraded as needed with no downtime.
Our core values of service and integrity partner with your company to help make your experience with Fusion lasting and satisfying.
